:root {
  --navy:#16324f;
  --blue:#245b93;
  --light:#eef4fb;
  --yellow:#f0b429;
  --text:#1f2937;
  --muted:#6b7280;
  --border:#d9e2ec;
  --bg:#f7fafc;
  --white:#fff;
  --shadow:0 14px 35px rgba(22,50,79,.12);
  --radius:20px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 32px));margin:0 auto}
.topbar{background:var(--navy);color:var(--white);font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:14px;padding:10px 0;flex-wrap:wrap}
header{background:linear-gradient(135deg,var(--navy),var(--blue));color:var(--white)}
.nav{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:18px 0;flex-wrap:wrap}
.brand{font-size:24px;font-weight:700}
.nav-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.nav-links a{font-size:15px;color:rgba(255,255,255,.94)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:700;transition:.2s ease;border:2px solid transparent}
.btn-primary{background:var(--yellow);color:#1b1b1b;box-shadow:var(--shadow)}
.btn-secondary{background:transparent;border-color:rgba(255,255,255,.35);color:var(--white)}
.btn-outline{background:transparent;border-color:var(--blue);color:var(--blue)}
.hero{padding:42px 0 76px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}
.eyebrow{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:999px;font-size:13px;letter-spacing:.3px;margin-bottom:18px}
h1{font-size:clamp(36px,5vw,58px);line-height:1.05;margin:0 0 16px}.hero p{font-size:18px;color:rgba(255,255,255,.92);max-width:760px;margin:0 0 26px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:24px}.hero-points{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.point{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:16px;font-size:14px}.hero-image{background:var(--white);border-radius:26px;padding:12px;box-shadow:var(--shadow)}
section{padding:72px 0}.section-title{font-size:clamp(28px,4vw,40px);margin:0 0 14px;color:var(--navy)}.section-lead{color:var(--muted);max-width:760px;margin:0 0 30px;font-size:17px}
.grid-2,.grid-3,.grid-4{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(22,50,79,.05)}.card h3,.card h4{margin:0 0 10px;color:var(--navy)}.muted{color:var(--muted)}.icon{width:48px;height:48px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;background:var(--light);color:var(--blue);font-size:24px;margin-bottom:14px}
.features-list,.checklist{list-style:none;padding:0;margin:12px 0 0;display:grid;gap:10px}.features-list li,.checklist li{padding-left:18px;position:relative}.features-list li:before,.checklist li:before{content:"•";position:absolute;left:0;color:var(--yellow);font-size:22px;line-height:1;top:-1px}
.highlight{background:linear-gradient(135deg,#f9fbff,#eef4fb);border:1px solid var(--border);border-radius:26px;padding:28px}.badge-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.badge{background:#f3f7fb;border:1px solid var(--border);padding:9px 12px;border-radius:999px;font-size:13px;color:var(--navy)}
.price-box{background:var(--white);border:2px solid #d6e4f5;border-radius:20px;padding:24px}.tag{display:inline-block;background:#fff8e5;color:#8a5b00;padding:8px 12px;border-radius:999px;font-size:13px;font-weight:700;margin-bottom:12px}.price-main{font-size:clamp(34px,5vw,50px);font-weight:800;color:var(--navy);line-height:1;margin-bottom:8px}.table-wrap{overflow-x:auto;border-radius:18px;background:var(--white);border:1px solid var(--border)}table{width:100%;border-collapse:collapse;min-width:650px}th,td{padding:16px;text-align:left;border-bottom:1px solid var(--border)}th{background:#f8fbfe;color:var(--navy);font-size:14px}
.steps{counter-reset:step;display:grid;gap:18px}.step{background:var(--white);border:1px solid var(--border);border-radius:18px;padding:20px 20px 20px 74px;position:relative}.step:before{counter-increment:step;content:counter(step);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:999px;background:var(--blue);color:var(--white);display:flex;align-items:center;justify-content:center;font-weight:700}
.cta{background:linear-gradient(135deg,var(--navy),#214c79);color:var(--white);border-radius:26px;padding:34px;box-shadow:var(--shadow)}.cta h2{color:var(--white);margin-top:0}.contact-card{background:var(--white);border-radius:20px;padding:24px;color:var(--text)}.contact-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}.contact-list strong{display:block;color:var(--navy)}
.notice{background:#e8f5e9;border:1px solid #c8e6c9;border-radius:18px;padding:22px;color:#1e4620}
footer{background:#0f2235;color:rgba(255,255,255,.85);padding:28px 0 34px;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:22px}.footer-title{font-weight:700;color:#fff;margin-bottom:10px}.footer-links{display:grid;gap:8px}
.legal{padding:56px 0 72px}.legal .card{box-shadow:none}.legal h1{font-size:42px;color:var(--navy);line-height:1.1}.legal h2{color:var(--navy);margin-top:30px}.small{font-size:14px;color:var(--muted)}
@media (max-width:980px){.hero-grid,.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.hero-points{grid-template-columns:1fr}}
@media (max-width:720px){.container{width:min(var(--max),calc(100% - 20px))}section{padding:56px 0}.hero{padding:28px 0 56px}.nav-links{gap:12px}}